MTDReadyFree Check
Deadline approaching — April 2026

Are You Ready for
Making Tax Digital?

Find out if MTD for Income Tax affects you — and exactly what to do about it. Free check, 60 seconds.

Check If You're Affected →

Time until MTD for Income Tax begins:

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What is Making Tax Digital?

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Digital Records

HMRC requires you to keep digital records of your income and expenses using compatible software.

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Quarterly Updates

You must send quarterly updates to HMRC through your software — replacing the annual Self Assessment tax return.

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Penalties for Non-Compliance

Failure to comply can result in penalties. The new points-based penalty system means late submissions add up quickly.

Who Needs to Comply?

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April 2026 — Income over £50,000

Self-employed individuals and landlords with annual income over £50,000 MUST comply from 6 April 2026.

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April 2027 — Income over £30,000

Those earning between £30,000 and £50,000 must comply from April 2027.

Under £30,000 — Not yet affected

You're not yet required to comply, but getting ready now will save you stress later.

MTD-Compatible Software

You'll need HMRC-recognised software to submit your quarterly updates. Here are the top choices:

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FreeAgent

Best for freelancers and sole traders. Simple, intuitive, and built for UK tax.

Try FreeAgent Free →
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Xero

Best for growing businesses. Powerful features and 1,000+ app integrations.

Try Xero Free →
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QuickBooks

Best for mixed income. Great for landlords with self-employment income too.

Try QuickBooks Free →